Deserve - the MasterCard for All College Students

Build your future.

A good credit history is just as important as saving money. A history of responsible credit card ownership opens the doors to financial freedom in the US. When you need to sign a lease or buy a car, your credit is just as important as your cash. Credit is not just about buying things, it’s about access to your future.

Keep it simple.

Deserve, formerly SelfScore, was built by international students to help all U.S. college students gain financial independence through access to credit.

Applying online is easy. No credit history, deposit or co-signer is required for Deserve Edu Mastercard applicants. In addition, if you are an international student in the US, you don't need an SSN to apply. The Deserve Edu Mastercard has no annual fee, 1% cash back on all purchases, no foreign transaction fees and Amazon Prime Student benefits.

If you already established your US credit, you may also apply for Deserve Pro Mastercard to enjoy better benefits! It includes 3% cash back on travel and entertainment, 2% cash back on restaurants and 1% cash back on all other purchases.

Use the advantage.

A US credit card (not a bank/debit card) is the key to fraud protection, safer online transactions, and a lasting financial footprint while you study. Just use it to buy what you normally buy, while building credit and protecting your cash.

Apply Now

The possibilities are endless.

“I was able to rent a car and explore the city. You can't do that without a credit card.”

– Ramesh K. | Santa Clara University


6 Reasons Every International Student Needs a Credit Card

Deserve Legal Terms: All Deserve credit cards are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Industrial Member FDIC. Restrictions apply. Click Learn More for more detail.